feeling the purse strings like a noose!

I've spent so much money lately that I maxed out my credit card. (bad girl...bad, bad girl) I'm really upset with myself about this and have no recourse but not to spend any money. Now this is tough because I have an order placed with my CMC, I'm out of sticker letters that I need, etc. I bought a Cricut machine from my LSS garage sale - it was only $50, but still...it has no cartridge with it and I can't afford to buy any so it's just sitting here. After all the talk recently about SCAL and needing to update cricut software, etc. I'm now doubting the wisdom in buying the thing...sigh. Anyway, I'm feeling very challenged right now as I'm not able to just go buy what I need to scrapbook the way I'm use to.